How to Check Your FAB Bank Balance in the UAE – Simple Guide for 2025
If you live in the UAE and use a FAB account or Ratibi card to receive your salary, you need to keep an eye on your balance. Whether you want to track your salary, manage your spending, or simply stay updated, First Abu Dhabi Bank offers many easy ways to check your balance.
This guide explains each method clearly, whether you prefer checking online, using a mobile app, visiting an ATM, sending an SMS, or speaking to customer care.
Check FAB Balance Online for Ratibi and PPC Cards
If you have a Ratibi card or a PPC (Payroll Prepaid Card), you can check your balance online without needing to log in to the full FAB internet banking portal.
Steps to Follow:
- Open the website https://ppc.magnati.com/ppc-inquiry/
- Enter the “Last 4 digits” of your card number.
- Enter the “Card ID” number printed on the front of your card.
- Type the “Captha” for human verification.
- Click the “Go” button to see your balance on the screen.
This method is perfect for employees receiving salaries through the Wages Protection System. It is fast, simple, and requires no login or password.
Use the FAB Mobile App to Check Balance Anytime
If you use a smartphone, the FAB Mobile App is the most convenient way to manage your account. You can check your balance anytime, anywhere.
How to Use the App:
- Download the “FAB Mobile” app from the App Store or Google Play
- Open the app and sign in using your mobile number or Emirates ID
- Once logged in, tap on the “Accounts” tab
- Choose your account or card and your balance will appear instantly
The app also lets you view your transaction history, activate cashback offers, manage your cards, and transfer money. It is a complete banking solution right in your pocket.
Visit Any FAB ATM to Check Balance Without Internet
If you do not have internet access or prefer a physical method, you can use any FAB ATM to check your balance. It is a quick and reliable way, especially if you are near a bank machine.
What to Do:
- Insert your FAB card into the ATM
- Type your four-digit PIN
- Choose the option for “Balance Inquiry” from the screen
- Your current balance will be shown immediately. You can also print a receipt if needed
This method works for both regular accounts and prepaid Ratibi cards.
Send an SMS to Check Your Balance Without Internet or Apps
FAB offers SMS banking for users who do not use smartphones or are in areas with low internet connection. Once registered, you can check your balance by sending a simple message.
Steps to Check by SMS:
- Register for SMS banking at a FAB branch or through the mobile app
- Open your messages and type BAL followed by the last four digits of your account number
- Send the message to 2121
- You will receive a reply with your account balance
This is a helpful method for those who need a fast update while traveling or using a basic phone.
Call FAB Customer Care for Personal Assistance
If you prefer speaking to someone or need help using other methods, FAB’s customer support team can help you check your balance over the phone.
How to Call:
- Inside UAE: Call 600 52 5500
- Outside UAE: Call +971 2 6811511
When you call, follow the instructions to reach the balance inquiry option. You will need to verify your identity, and then the support team will provide your balance information.
This method is useful for those who are not comfortable using mobile apps or digital platforms.
Types of FAB Accounts and Who They Are For
| Account Type | Features | Best For |
|---|---|---|
| Current Account | Used for daily spending and salary deposits | Employees and expats |
| Savings Account | Earn interest on saved money | Students and long-term savers |
| iSave Account | No minimum balance and easy online access | Freelancers and digital users |
| Offshore Account | Used for international and tax-friendly banking | Global business clients |
| Investment Account | Offers up to 7 percent return | People looking to grow their wealth |
Extra Features You Can Enjoy with FAB
Cashback Offers for Account Holders
- UAE Nationals can earn up to AED 5000 in cashback
- Expats can receive up to AED 2500 in cashback rewards
You can use these cashback rewards for bill payments, shopping, or even withdraw them as cash.
Ratibi Prepaid Cards
These cards are popular among employers who want to pay salaries without opening full bank accounts for employees.
For Employees:
- No need for a traditional bank account
- Receive free SMS alerts for each transaction
- No minimum balance required
For Employers:
- Easy salary distribution using WPS
- Secure and trackable transactions through an online portal
Other Useful Banking Tools from FAB
- SWIFT Code: Use NBADAEAAXXX for sending international money transfers
- Card Management: Instantly block or unfreeze your card if lost or stolen
- Blocked Amounts: View any pending payments or held amounts
- Account Statements: Download from the app or website any time
Why Use Our Services
At [Your Brand Name], we help you understand and manage your banking needs. Whether you are checking your balance, setting up a salary account, managing payroll, or activating a Ratibi card, we provide clear guides and personal support to make your banking easier.
Visit our website to learn more about the services we offer.
FAQs
Can I check my FAB prepaid card balance without logging in?
Yes, use https://ppc.magnati.com/ppc-inquiry/ to check your balance instantly.
Is there a fee to check my balance?
No, checking through the app, website, or ATM is free. SMS may have normal carrier charges.
Can I use FAB’s mobile app from outside the UAE?
Yes, you can access your account globally using the FAB Mobile app.
What should I do if I lose my card?
Log in to the FAB app or call customer service to block your card immediately.
Final Thoughts
Knowing how to check your FAB balance is one of the most important parts of managing your money. Whether you choose the mobile app, ATM, SMS, website, or customer support, you have many easy options to get your balance in seconds.
FAB offers tools that fit every lifestyle and level of tech comfort. You can stay updated, track your money, and make better financial decisions by simply checking your balance regularly.
If you ever need help, our team is always ready to assist.